Financing

Financing: The Road to Your Dream Home

Financing allows you to purchase a modular home by paying for it gradually. It is a flexible solution that will help you quickly achieve the home of your dreams, without spending a large sum at once. Let financing make your dreams come true today!

Small loan

Getting what you want should happen more often in life. The small loan offered by Coop Pank is an unsecured loan you can use for anything you like! The loan is unsecured and you will quickly receive a response to your request!

  • Early repayment of loan without any additional fees
  • Interest rate from 7.9%
  • Useful loan insurance
  • Contract fee €0 with campaign code HOMIO
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You do not need to have an account at Coop Bank to apply for a loan and sign a loan agreement.
Before signing the contract, familiarize yourself with the terms and conditions of the financial service and, if necessary, consult with a specialist. The APR of the small loan is 24.81% per year under the following example conditions: loan amount €3,000, contract period 36 months, number of repayments 36, fixed annual interest rate 19.9% calculated from the loan balance, contract fee €60, monthly administration fee €1.5, monthly installment 112, 77 €, the total amount of credit is 1291.33 € and the amount of repayments is 4059.73 €. The small loan is offered by Coop Finants AS.

Mortgage loan

In the case of a mortgage loan, you can decide how you’ll use the money you borrow by establishing a mortgage on the property. It can be for starting your own business, renovating your home, buying a property or doing something else you’ve always wanted to that will cost you quite a bit.

  • The repayment term is up to 20 years
  • The interest rate is from 6 month’s EURIBOR + interest margin 3,5% per annum
  • Contract fee €0 with campaign code HOMIO
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The provisional annual percentage rate on a mortgage loan is 8,150% on the following sample terms: credit amount €43 135, repayment over 20 years in 240 monthly annuity payments, agreement fee €431,35, interest not fixed 6 months’ EURIBOR + margin 3,500% per annum (as at 1 November 2023, the 6 months’ EURIBOR is 4,092% per annum; the negative value of EURIBOR is equated to zero when interest is calculated; EURIBOR may change every 6 months), account management fee €0, total credit amount €84 844,27 and total of repayments €85 275,62.

The rate is calculated on the assumption that the credit amount is used in full immediately and that its principal and interest will be repaid in monthly annuity payments. When credit is received, an insurance agreement needs to be concluded for the collateral. The rate does not include any expenses related to providing or the collateral. Before you conclude an agreement, we advise you to review the terms and conditions of the financial service and, if necessary, consult a specialist.